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    <loc>https://www.tozerandco.com/portfolio-template</loc>
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    <lastmod>2020-04-24</lastmod>
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      <image:title>Portfolio Template</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d3b3ed8084b6f00015405ba/1565292525597-WCO0DS8F9PHF2V1U45HY/20140228_Trade+151_0067+%281%29.jpg</image:loc>
      <image:title>Portfolio Template</image:title>
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  <url>
    <loc>https://www.tozerandco.com/take-action</loc>
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    <lastmod>2020-04-22</lastmod>
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  <url>
    <loc>https://www.tozerandco.com/portfolio</loc>
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    <priority>0.75</priority>
    <lastmod>2025-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1631253612611-JZ1S6PSDA146DTTZ3YEJ/Cettire+Tozer+and+Co+Australia+FA.jpg</image:loc>
      <image:title>Portfolio - Make it stand out</image:title>
      <image:caption>Cettire Cettire is a luxury goods market place operating with market leading technology and logistics management. Tozer and Co. supported the IPO and remains the largest private investor in the company. We are strongly aligned with the founder, high quality management team and institutional investors.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588499752641-LA2S1DLHLW5Z6H09ELAY/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Company-Image-1.png</image:loc>
      <image:title>Portfolio</image:title>
      <image:caption>Agrifunder Agrifunder is an independent company that provides working capital solutions to Australian agricultural businesses via an agile funding platform, strategic partnerships and professional management team. Tozer and Co. provided capital and used our family office relationships to accelerate the growth of the business. We continue to act as an important partner of the business.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1589513388015-95J0G9QZ1ZI83HH0DQRX/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-12.png</image:loc>
      <image:title>Portfolio</image:title>
      <image:caption>National Drones National Drones is Australia's largest fully integrated drone service provider covering training, services. asset management and various software products. The company uses advanced software and cloud database to inspect, machine learn and provide maintenance programs and reporting. We help Australians to operate in a safer, faster and smarter way when managing assets. Tozer and Co. completed a founder buyout. strategy reset and investment with our partners. We continue to provide broad services, network effects and mentorship.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588500171438-BFGFUIH8SDAHAAV8I6O1/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Company-Image-2.png</image:loc>
      <image:title>Portfolio</image:title>
      <image:caption>Hydroshield Hydroshield specialises in industrial water treatment servicing steam boilers, cooling towers, and cooling tower systems. Tozer and Co. completed a buyout of a retiring founder and assisted a husband and wife team to take control of the business with capital and expertise.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/39226552-2665-4df1-a588-f6c6853c7069/TC2023-0003RW+Website+Update+v1.jpg</image:loc>
      <image:title>Portfolio - Make it stand out</image:title>
      <image:caption>SME Growth Finance and Hedging Navinci Global Markets focuses on financing SME importers and exporters. The company integrates financing with customisable hedging to deliver superior risk management. All transactions are designed and executed in-house with a team of experts. The team operates a trading floor with an AFSL, technology and systems with 9 staff in Sydney. Navinci Global Markets is owned by Tozer and Co. and staff.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1654495266716-X5T9XOTFO9CEYJZ9WHZD/The+Criterion+in+Gundagai+David+Tozer+and+Co+FA.jpg</image:loc>
      <image:title>Portfolio - Make it stand out</image:title>
      <image:caption>Pub &amp; Gaming Group We are developing a regional pub portfolio which aims to invest in delivering a renewed, highly authentic and local experience for the community. The current portfolio comprises The Royal Hotel Tumut and The Criterion in Gundagai.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1632012617942-VL3EUOON8Y45NRY5UHNM/Alex+Bank+Australia+Tozer+and+Co.png</image:loc>
      <image:title>Portfolio - Alex Bank</image:title>
      <image:caption>Alex Bank Alex bank is a challenger bank with a digital focus, high quality management team and access to capital. We invested in the series C round to support the progress to increase lending and obtain a full banking licence in Australia.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588822529008-JZK8SE80VPCPMAW25TLG/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Company-Image-3.png</image:loc>
      <image:title>Portfolio</image:title>
      <image:caption>Expert 360 Expert 360 is Asia's leading market place and SaaS platform for talent on demand. Tozer and Co. invested in the seed and several follow-on rounds. We also provided guidance, mentorship, network effects and additional capital partners to assist in the journey.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/86d50d67-2787-4712-a002-b13fe98b098a/Tozer+and+Co+Grifter+Brewery+Sydney+Australia.jpg</image:loc>
      <image:title>Portfolio</image:title>
      <image:caption>The Grifter Brewing Co Tozer and Co. acts as a partner to the founders of a craft brewery, The Grifter Brewing Co in Sydney. We assisted in the launch, strategy, scale up and capital programming.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.tozerandco.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479582104-ME8FY07DLN6KZITGO8Q0/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About.png</image:loc>
      <image:title>About - Special Situations</image:title>
      <image:caption>Min $50M</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479634438-IT4LU27SS3XMLBM2UP16/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About.png</image:loc>
      <image:title>About - Trading</image:title>
      <image:caption>We design trades with our capital partners</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479515890-YBBDACL69MFUDWYD5JD5/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About-Image-1.png</image:loc>
      <image:title>About - Medium Enterprises</image:title>
      <image:caption>Min EBITDA $1M</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588481887607-1WBHBKFU6E5HNTNLFOXA/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About-Image-3.png</image:loc>
      <image:title>About - We operate on family principles</image:title>
      <image:caption>We operate based on family principles — we want to be your chosen relationship and we welcome investors and investees into our family.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588480802851-26PG7LA84T87TTPGWCQV/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About-Image-1.png</image:loc>
      <image:title>About - We seek to build long term authentic relationships</image:title>
      <image:caption>We invest and grow companies that have an authentic purpose. Our goal is to transform the lives of those around us.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588481484819-2LS4I33ZL258YX3LY6BM/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About-Image-2.png</image:loc>
      <image:title>About - We back Team Australia</image:title>
      <image:caption>We contribute to the betterment of our society by building companies, creating jobs and supporting entrepreneurs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588644982313-AJ9YLH8BRCWVSNX8X4WI/Iconography.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588645018212-VAO1GCAMGG1I2066PBFC/Iconography4.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588645006116-5HSWOTPIAJ30DQ3DM4QT/Iconography3.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588644994766-DDO7E0JJEQXL4LGDDZCS/Iconography2.png</image:loc>
      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.tozerandco.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588478446327-WU6N6WHJSF07F3FZ5W2F/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Homepage-Image-2.png</image:loc>
      <image:title>Home - We back Team Australia</image:title>
      <image:caption>We contribute to the betterment of society by building companies, creating jobs and supporting entrepreneurs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588504500618-EWQYI5CWMYG8EAGL3VXA/image-asset.png</image:loc>
      <image:title>Home - Play each ball on its merits</image:title>
      <image:caption>We adopt an open, creative and flexible approach to investing and working together. We are entirely unconstrained.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.tozerandco.com/contact-us</loc>
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    <priority>0.75</priority>
    <lastmod>2020-05-15</lastmod>
  </url>
  <url>
    <loc>https://www.tozerandco.com/read-me</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-05-07</lastmod>
  </url>
  <url>
    <loc>https://www.tozerandco.com/investment-strategies</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479582104-ME8FY07DLN6KZITGO8Q0/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About.png</image:loc>
      <image:title>Investment Strategies - Special Situations</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479634438-IT4LU27SS3XMLBM2UP16/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About.png</image:loc>
      <image:title>Investment Strategies - Financial Markets</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588479515890-YBBDACL69MFUDWYD5JD5/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-About-Image-1.png</image:loc>
      <image:title>Investment Strategies - Small and Medium Enterprises</image:title>
      <image:caption>Min EBITDA $1M</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.tozerandco.com/why-choose-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1589156307768-LD3YFOFK26DV4EL9486I/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-4.png</image:loc>
      <image:title>Why Choose Us - Our purpose, culture and values are unique</image:title>
      <image:caption>We act as genuine partners who know how to help you achieve your vision.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588642769918-ACN4OKDO8H0FRUDINB9I/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-5.png</image:loc>
      <image:title>Why Choose Us - Access to our network</image:title>
      <image:caption>You will have access to our network of companies, professional networks and advisers, plus our highly experienced team.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588644268139-UK6GUPYJO3H2R9UM1Y0X/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-8.png</image:loc>
      <image:title>Why Choose Us - We are experienced, decisive and agile</image:title>
      <image:caption>We avoid institutionalisation in everything we do.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588830352738-OY8512FGMSLMKXUTACHM/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-7.png</image:loc>
      <image:title>Why Choose Us - We are fully invested alongside our partners</image:title>
      <image:caption>We row the same boat.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e9e9566710b673de2278c73/1588716884727-E4KJ3M85TUDCGHF5AUKF/Tozer-and-Co-Investment-Australia-Grow-Invest-Advise-Investment-Image-9.png</image:loc>
      <image:title>Why Choose Us - Access to Australia’s leading advisers</image:title>
      <image:caption>We can source public and private ideas and have access to Australia's leading advisers and proprietary deal flow</image:caption>
    </image:image>
  </url>
  <url>
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    <lastmod>2025-02-25</lastmod>
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    <lastmod>2025-02-25</lastmod>
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